This article examines the potential retirement corpus one can accumulate with basic salaries of Rs 15,000, Rs 25,000, and Rs 35,000 through the Employees’ Provident Fund (EPF) scheme. The Employees’ Provident Fund Organization (EPFO) offers an annual compound interest rate of 8.25% on contributions. Both the employee and employer contribute up to 12% of the basic salary and dearness allowance (DA). The article provides detailed calculations, assuming a 25-year contribution period beginning at age 25, with a 5% annual salary increase.

Interest Rate