As the financial year-end approaches, you have got an opportunity to secure good returns with 5 risk-free schemes that could offer high interest rates. These schemes are available only till this month-end, ie, March 31, 2025. You might end up missing out on these lucrative investment options if the deadlines aren’t extended. Let’s go through the  details of these schemes.

1. SBI Amrit Vrishti: 444-Day Investment Plan

The SBI Amrit Vrishti scheme is offering a 444-day fixed deposit plan with the following interest rates:

• 7.25% interest for general public
• 7.75% interest for senior citizens

This scheme is available only until March 31, 2025, so act fast to take advantage of this opportunity.

2. SBI Amrit Kalash: Secure Returns with a 400-Day Tenure

SBI’s Amrit Kalash scheme is a 400-day fixed deposit plan providing impressive returns:

• 7.10% interest for general citizens
• 7.60% interest for senior citizens

The scheme deadline is March 31, 2025, making this the last chance to invest.

3. Mahila Samman Savings Certificate: Empowering Women Investors

The Mahila Samman Savings Certificate is a government-backed scheme designed to encourage women to invest and save. Features include:

• A fixed deposit tenure of 2 years
• A lucrative 7.50% interest rate

This scheme is open for investments only until March 31, 2025.

4. IDBI Bank Utsav Callable FD: Flexible Tenures with Attractive Rates

The Utsav Callable FD from IDBI Bank offers varied tenures ranging from 300 to 700 days. Here’s a breakdown of the interest rates:

300 days:

• 7.05% for general citizens
• 7.55% for senior citizens and super senior citizens

375 days:

• 7.25% for common investors
• 7.75% for senior investors
• 7.90% for super senior citizens

444 days:

• 7.35% for common citizens
• 7.85% for senior citizens
• 8.00% for super senior citizens

555 days:

• 7.40% for common citizens
• 7.90% for senior citizens
• 8.05% for super senior citizens

700 days:

• 7.20% for common citizens
• 7.70% for senior citizens
• 7.85% for super senior citizens

Investments in this scheme are open only until March 31, 2025.

5. Indian Bank Special FD: IND Supreme and IND Super Plans

Indian Bank offers two special fixed deposit plans with impressive rates. Here’s what you need to know:

IND Supreme (300 Days):

• 7.05% for general investors
• 7.55% for senior citizens
• 7.80% for super senior citizens

IND Super (400 Days):

• 7.30% for general investors
• 7.80% for senior citizens
• 8.05% for super senior citizens

These schemes are available only until March 31, 2025.

With attractive interest rates and risk-free investment, these schemes are  opportunities to maximise your savings. However, the deadlines are fast approaching. Ensure you make your investments before March 31, 2025, to secure these benefits.