Top 5 Mutual Funds With up to 47% Returns in 1 Year: For an average mutual fund investor, the year has been tumultuous because of sharp fluctuations in the share market. Foreign investors’ exodus from the Indian share market for 5 straight months starting from October 2024, geopolitical factors, and US President Donald Trump’s incessant trade tariffs against a number of Asian, European, African, and Latin American countries have made markets across the globe face quick ups and downs.
For most parts of the year, equity mutual fund investors witnessed their investments turning negative.
Amid the roller-coaster ride of the share market, funds following the price of domestic gold emerged triumphant as they grabbed 4 of the 5 best performing mutual fund spots.
These funds banked on the record price of gold in international and domestic markets in 1 year.
Here, we take you through the top 5 mutual funds that have given up to a 47 per cent return in 1 year.
Also know how a Rs 10,000 monthly SIP investment in each of them has performed during that period.
LIC MF Gold ETF FoF – Direct Plan
The ETF has given a 43.54 per cent annualised SIP return in the 1-year period.
It has assets under management (AUM) of Rs 104 crore, while its net asset value (NAV) as on April 11, 2025 was Rs 25.7424.
Benchmarked against the domestic price of gold, the ETF has given 7.99 per cent annualised return since its inception in January 2013.
At an expense ratio of 0.20 per cent, the fund has Rs 200 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 10,000 monthly SIP investment in 1 year, or a total investment of Rs 12,000, has jumped to Rs 1,46,514.
SBI Gold Fund – Direct Plan
The fund has given a 43.67 per cent annualised SIP return the 1-year time frame.
It has AUM of Rs 3,582 crore, while its NAV as on April 11, 2025, was Rs 28.7153 .
Benchmarked against the domestic price of gold, the fund has given 8.33 per cent annualised return since its launch in January 2013.
With an expense ratio of 0.10 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 10,000 monthly SIP investment in the 1-year period has converted into Rs 1,46,587.
UTI Gold ETF FoF – Direct Plan
The fund has given a 43.43 per cent annualised SIP return in the 1-year period.
It has a fund size of Rs 225 crore, while its unit price as on April 11, 2025, was Rs 18.0055.
Benchmarked against the domestic price of gold, the fund has given 27.07 per cent annualised return since its debut in October 2022.
At an expense ratio of 0.16 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 10,000 monthly SIP investment in the fund has jumped to Rs 1,46,452 in the 1-year time frame.
Axis Gold Fund – Direct Plan
The fund has given a 43.4 per cent annualised SIP return in 1 year.
Its AUM is Rs 944 crore, while its NAV rate as on April 11, 2025, was Rs 29.7901.
Benchmarked against the domestic price of gold, the fund has given 8.13 per cent annualised return since its starting in January 2013.
With an expense ratio of 0.17 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each.
A Rs 10,000 monthly SIP investment in the fund has grown to Rs 1,46,433 in 1 year.
Baroda BNP Paribas Gilt Fund – Direct Plan
The fund has given a 12.57 per cent annualised SIP return in 10 years.
It has AUM of Rs 1,627 crore, while its NAV price as on April 11, 2025, was Rs 46.4802.
Benchmarked against CRISIL Dynamic Gilt Index, the fund has given 8.02 per cent annualised return since its debut in January 2013.
At an expense ratio of 0.14 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 10,000 monthly SIP investment in the fund has jumped to Rs 1,27,955 in the 1-year period.
