From the deadline to linking your Aadhaar with your PAN to applying for a higher pension under the Employees’ Pension Scheme (EPS), here’s a list of some of the most important financial deadlines and changes due in July 2023.  

1.Aadhaar-PAN linkage  

The deadline to link the Aadhaar with the PAN is June 30. From July 1, a PAN card without a linked Aadhaar will turn inoperative. 

2. Last date to apply for a higher pension under EPS 

Employees who are members of the Employee Pension Scheme (EPS) can opt for a higher pension facility by July 11.  

3. Filing the income tax return (ITR)  

The last date to file your ITR for the assessment year 2022-23 is July 31. 

4. Home loan and FD rate post-HDFC merger   

An imminent merger of HDFC and HDFC Bank, to create a giant financial institution, is set to take effect on July 1.  

Once the merger takes place, the resultant entity’s home loan customers may see a revision in the applicable interest rates. 

Here’s a look at the current home loan rates offered by the HDFC twins:  

HDFC Bank 

HDFC 

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