Bank FD Rates June 2026: Looking for higher returns on your savings? Some banks are currently offering up to 8.10 per cent interest on fixed deposits (FDs), making it important to compare rates before locking in your money.
While State Bank of India (SBI), HDFC Bank, ICICI Bank and Punjab National Bank (PNB) remain among the most popular choices for FD investors, several private and small finance banks are offering significantly higher returns on select tenures.
With the Reserve Bank of India (RBI) keeping the repo rate unchanged at 5.25 per cent, depositors are closely tracking where they can secure the best returns. Here’s a comparison of the latest FD interest rates offered by public sector banks, private banks, foreign banks and small finance banks in June 2026.
SBI, PNB, Punjab & Sind Bank, Union Bank FD rates: Which PSU bank offers the highest returns?
Among public sector banks, Punjab & Sind Bank offers the highest FD interest rate at 6.75 per cent on a 666-day tenure. Bank of India follows with a maximum rate of 6.70 per cent on a three-year deposit.
Union Bank of India, Bank of Maharashtra and Central Bank of India offer up to 6.65 per cent on select tenures. Canara Bank, Indian Bank, Indian Overseas Bank and Punjab National Bank provide a maximum interest rate of 6.60 per cent.
Meanwhile, State Bank of India (SBI) offers up to 6.45 per cent on its 444-day Amrit Vrishti deposit scheme. Bank of Baroda also offers a maximum FD rate of 6.45 per cent on a 444-day tenure.
HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank FD rates: Which private bank offers the highest returns?
Among private sector lenders, DCB Bank offers the highest FD interest rate of 7.50 per cent on deposits with tenures ranging from 24 months to less than 25 months.
CSB Bank offers up to 7.35 per cent on an 18-month tenure. SBM Bank India provides up to 7.30 per cent, while Bandhan Bank, IDFC FIRST Bank, Jammu & Kashmir Bank and Tamilnad Mercantile Bank offer up to 7.25 per cent on select tenures.
RBL Bank provides a maximum FD rate of 7.20 per cent. IndusInd Bank offers a maximum interest rate of 7.00 per cent on deposits with tenures between two and three years.
Kotak Mahindra Bank and Federal Bank offer up to 6.80 per cent, while HDFC Bank and ICICI Bank provide a maximum FD rate of 6.50 per cent. Axis Bank offers up to 6.45 per cent on select tenures.
Deutsche Bank, HSBC Bank, Standard Chartered Bank FD rates: Which foreign bank offers the highest returns?
Among foreign banks operating in India, Deutsche Bank offers the highest FD interest rate of 7.00 per cent on deposits with tenures of more than one year and up to two years.
Standard Chartered Bank offers up to 6.60 per cent on deposits with tenures ranging from one year to 376 days. HSBC Bank provides a maximum FD interest rate of 5.50 per cent on select tenures.
Ujjivan, Suryoday, Utkarsh, Equitas FD rates: Which small finance bank offers the highest returns?
Small finance banks continue to offer the highest FD returns in June 2026. Suryoday Small Finance Bank and Utkarsh Small Finance Bank currently provide the highest interest rate of 8.10 per cent on select tenures.
Shivalik Small Finance Bank offers up to 7.80 per cent, while Jana Small Finance Bank provides 7.77 per cent. ESAF Small Finance Bank and Slice Small Finance Bank offer up to 7.75 per cent.
Ujjivan Small Finance Bank offers a maximum FD rate of 7.45 per cent, followed by Equitas Small Finance Bank at 7.40 per cent. AU Small Finance Bank offers up to 7.25 per cent on select deposit tenures.
